FREE TO READ

Everything here is free to read, and nothing here is a claim about your case. Built from California’s published records and modified by us — not official government data. How these numbers were made.

42,621 decisions · California · 20012025

What independent reviewers actually decided

When a California health plan denies care and the enrollee takes it to Independent Medical Review, a physician who is not the plan’s decides. Every one of those decisions since 2001 is published, and the reasoning behind it is required by statute to be published with it. Nobody had turned that into base rates by class. This does.

42,621
published decisions read
65.2%
overturned, 2021-2025
188
classes with enough decisions to rate
11,960
name the standard applied

Every decision, and how it came out

every decision

One column per report year. Above the line, decisions that overturned the plan; below it, decisions that upheld it — both on the same scale, so the column heights are comparable. The mass moving from below the line to above it is this dataset’s whole story, and the jump in 2015–16 is when the programme’s volume arrived.

  • Overturned — the reviewer did not sustain the denial
  • Upheld — the reviewer sustained the denial
1,0001,000part2001200520102015202020252026overturneduphelddecisions per report year · both directions on the same scale

42,621 decisions across 26 report years. In 2001 reviewers overturned 25%; in 2025, 72%. Hover a year for its counts. The dimmed final column is a part-year — the published file has not been refreshed since June.

The rate has an era, and the era matters

computed

Across every published decision the overturn rate is 52.5%. That number describes no era. Reviewers overturned 35.1% of denials in 2002 and 72.4% in 2025. A headline that averages across that is not a finding, it is an artefact.

0%25%50%75%100%SB 1410 field mandate72.4%200220052010201520202025Share of decisions overturning the health plan · years below n=30 omitted

Hover the chart for a year’s counts. Series stops at 2025 — report year 2026 uses a different category vocabulary.

Regime annotation. The dashed line marks SB 1410 (Stats. 2012, ch. 872), operative 1 July 2015, which added the field mandate now at Health & Safety Code § 1374.33(h). Median decision length nearly doubles just after it and the reviewer-credentials block goes from 16% of decisions to 98%. Rates are never averaged across a regime boundary.

The spread between classes is the product

computed

A single headline hides the only thing a person holding a denial letter wants to know. Each dot is one treatment class, placed at its overturn rate; the bigger the dot, the more decisions behind it. Every class shown clears n = 30.

0%25%50%75%100%Share of decisions overturning the health plan · dot area = decisions · 2021-2025

22 classes, from skilled nursing & inpatient rehab at 23.9% to neurosurgery at 86.0%. Median class: 53.6%.

All 92 treatment classes · 96 condition classes · Pair a condition with a treatment

The conditions most often disputed

by number of decisions

Ordered by how many decisions the record holds, never by rate — sorting these by outcome would publish a league table of what is most worth fighting for, which is a prediction dressed as a sort order.

What reviewers cite

validated codes only

California requires each published decision to carry “a detailed case summary that includes the specific standards, criteria, and medical and scientific evidence, if any, that led to the case decision.” Reviewers name the standard they applied, and extracting that name is nearer to reading a label than to judging a case — which is why it is the most reliable thing on this site.

All 18 authorities — and what a rate against an authority does and does not mean.

Where this dataset is thin

what the record cannot support

A rate is published only on a cell of at least 30 decisions. Below that the matched decisions still count and no rate is claimed. This is what that costs at each level of detail — and it is the honest half of the product.

Treatment category

98.7%of decisions sit in a cell of 30+

22 of 29 cells

Condition x treatment category

86.9%of decisions sit in a cell of 30+

54 of 353 cells

Condition x treatment x review type

81.4%of decisions sit in a cell of 30+

58 of 479 cells

Condition x treatment subcategory

49.5%of decisions sit in a cell of 30+

67 of 2,165 cells

Known defects in the source, measured rather than estimated: 753 decisions record a partial outcome the published binary field collapses into a full win or loss; 89 (0.21%) contradict their own stated result and are excluded from every rate here rather than resolved in favour of one side.

Who this does not cover

stated before anything is sold

This covers California, and only denials fought all the way to external review. If your plan is a self-funded employer plan, or you are in Texas, Florida or Georgia, or you are on Medicare or Medicaid, it probably cannot cover your case at all — and 65.2% overturned does not mean 65.2% of denials are wrong. Read the coverage limits before anything else.

7,546 overturned4,027 upheld

Free help, first: the California DMHC Help Center files your Independent Medical Review at no cost — 1-888-466-2219, dmhc.ca.gov. It is the same review these figures describe, and you do not need us, a lawyer or any paid service to reach it.